Auto Insurance
Liability, collision, comprehensive, and roadside coverage for Texas drivers — with 24/7 claims support behind every policy.
Coverage highlights
- Liability coverage that meets or exceeds Texas minimum requirements
- Collision & comprehensive for hail, flooding, theft, and Texas's famously unpredictable weather
- Uninsured/underinsured motorist protection
- Roadside assistance and rental reimbursement options
- Multi-car and bundling discounts when you add home, renters, or life
Why it matters here
Southwest Houston drivers deal with flood-prone underpasses on the Southwest Freeway; drivers in North Texas face hailstorms that can total a windshield in one afternoon; along the Gulf Coast it's hurricane-season traffic. Wherever you drive in Texas, we help you choose coverage that actually fits your roads — not a generic national policy.
| Bodily injury, per person | $30,000 |
|---|---|
| Bodily injury, per accident | $60,000 |
| Property damage, per accident | $25,000 |
FAQ
What's the minimum auto insurance required in Texas?
Texas requires liability coverage of at least $30,000 per injured person, $60,000 per accident for injuries, and $25,000 for property damage (often written as 30/60/25). Many drivers choose higher limits or add collision and comprehensive coverage for better protection.
Does auto insurance cover flood damage from hurricanes or heavy rain?
Comprehensive coverage — not liability-only — typically covers flood and storm damage to your vehicle. If you only carry liability, flood damage to your own car generally isn't covered, which matters a lot in flood-prone parts of Houston and along the Texas Gulf Coast.
Can I get a digital auto ID card without calling my agent?
Yes — use the Policy Service page on this site, or call/text us any time, and we'll get you a digital ID card or proof of insurance right away.