Renters Insurance
Your landlord's policy doesn't cover your belongings — renters insurance is often just a few dollars a month for real peace of mind.
Coverage highlights
- Coverage for your personal belongings — electronics, furniture, clothing
- Liability protection if a guest is injured in your unit
- Additional living expenses if your apartment becomes unlivable
- Often required by apartment complexes across Texas
- Easy to bundle with auto insurance for extra savings
Why it matters here
With so many apartment communities along Westchase, Gulfton, and the Harwin corridor — and just as many in Dallas, Austin, and San Antonio — renters insurance is one of the most overlooked, and most affordable, policies we write. A burst pipe or a break-in shouldn't wipe out your savings, no matter which Texas city you call home.
FAQ
Does my landlord's insurance cover my stuff?
No. Your landlord's policy covers the building itself, not your personal belongings or your liability. That's exactly what renters insurance is for.
How much does renters insurance cost?
It varies by coverage amount and location, but renters insurance is generally one of the most affordable policies available — often just a small monthly cost for meaningful protection.
Is renters insurance required in Texas?
Texas doesn't legally require it, but many apartment complexes and property managers require proof of renters insurance as a condition of your lease.